I Make Money Online: Building Niche Sites
I am making a decent amount of money by building niche sites online and putting up a few ads. You can too! More »
Extreme Cheapskates Is Just For Show
I should like the show Extreme Cheapskate, but what I saw on an episode of the show made me rethink ever watching it again. More »
Get Out of Debt in 2012: How Much Do You Owe?
This is my free course to help you get out of debt in 2012. Join along as I share techniques for getting and staying out of debt all year long. More »
30 Year Mortgages Are For Suckers
You read it correctly. Now go see why I think that 30-year mortgags are just traps for suckers. More »
Top Corporations that Pay No Taxes
Taxes. I hate them and you hate them, but we somehow manage to pay them. Wait until you see the top companies paying no taxes. More »
Learn how I\\\\\\\'m making double digit interest through my investment on Prosper. More »
Yes, I Am Cheap Third Blogiversary Giveaway
It was three years ago on January 4 in a period of desperation that I registered for the domain and built the site that would become this blog. After coming up with the idea for this blog, I sat on it for a bit before actually writing anything. I didn’t know what I was doing and I started to question whether I wanted to share my financial crisis with the entire world.
I thought that maybe one or two people might stumble into my blog and possibly leave a message or two or word of encouragement. Never did I think that the blog would evolve to welcome tens of thousands of you every month, or that I would learn and share so much about money and finances. So, I am celebrating my third anniversary this month, and I’m doing it with you and some friends. In the true nature of giving, I and some blogging buddies have decided to reward YOU for following along, and we’re giving you a few chances to win some fabulous CASH and prizes.
Four Easy Resolutions: Just Be Better
I’ve been blogging about how I’m working my way out of a 6-figure debt for the past three years. You’d think that by now I’m an expert at every money making and debt avoidance trick in the book, but quite honestly, I’m not. It’s been a long journey filled with ups and downs and I’ll keep going until my balance hits zero.
At this time of the year it’s not unusual for people to begin reflecting on the past year and deciding how to make this New Year even better. We like to call them resolutions. For many years I avoided making resolutions because, honestly, haven’t we all promised to lose ten pounds for years now and somehow end every year with those same ten pounds?
Get Out of Debt in 2012: How Much Do You Owe?
It is now almost the end of January. If you have not already abandoned your New Year’s resolutions, this is a great time to solidify a resolution that is probably already on your list – getting out of debt. Or at least, it’s prime time to begin formalizing a plan to get out of debt in 2012.
I know that you probably go to work and pay your bills religiously, but you might feel as if you’re going nowhere. I did the same thing for years. I woke up every morning with the ominous shadow of a huge debt and the threat of being sued by the landlord of the commercial property where my business had been located, for future rent. Anxiety and TUMS ruled my life, but still, I paid my bills on time.
Applying All the Right Deductions to Increase That Return
For many of us, the holiday season tends to strip us down to our bare financial bones. We overspent on gifts, food, traveling, and that excellent New Year’s party, and now we are wondering how we are ever going to get on the right financial foot in the New Year.
While looking for cheap apartments and clipping coupons are definitely a few easy ways to increase the amount of money left over every month, many people rely on their tax return to once again give them a savings account or an emergency fund for the New Year. While this may not be the best practice, it is a fact of life for many struggling with low incomes or one income. So to help you get the most out of your tax return, make sure to not miss out on the following deductions:
Top 5 Reasons Why Baby Boomers Are Screwed
At 53 my mom is smack dab in the middle of the Baby Boomer generation. For some reason, she still thinks that she’s pretty young and hip. Her new obsession has become the weekly sales at Macy’s. I’ve tried hard to tell her that she’s getting old and needs to begin preparing for retirement, but, she somehow thinks that 50 is the new 40. Instead my mom is busy updating her look from somewhere near 1984 into 2001.
I know that at some point reality with hit her like a brick wall, because Baby Boomers, things aren’t going to be as simple as you thought it would be. In fact, I think that a lot, okay most of you guys are pretty much screwed. Here’s why:
Why Cash For Gold Is So Popular
I read an actual newspaper every day (remember those), and every day without fail there is a two page ad from one company basically begging you to send in your old, broken or unwanted jewelry for cash. It occurred to me to me that I’ve been seeing a lot of these ads lately either on television, on the internet or in print. It made me wonder why this business is suddenly so visible.
Best In Personal Finance 01/15
It’s 5:30 a.m. and I can’t sleep. Both the dog and the boyfriend and nestled in under the covers, fast asleep. But here I am watching infomercials, wide awake. I used to get this way when I was really stressed out. I would go for days on an hour or two of sleep every night. I resolved to manage my debt which allowed me to finally a restful night’s sleep. My debt isn’t stressing me out, but here I am wide awake.
Warm Winter Means Deals For You
It’s been a gloriously warm winter here on the East Coast. The weather actually hit 60 degrees here in New York in December, a sight I have never seen and one my boyfriend’s 81 year old mother couldn’t really recall. All that warm weather means that stores that had stocked up on winter gear can’t sell it. And if they can’t sell their goods, that means a big shopportunity for you!
Spring merchandise is just about ready to reach the stores, which means all of the winter merchandise has to be cleared out. Since no one is buying, that means deep, deep discounts just to get the items out the door. I plan on picking up a new Calvin Klein coat that I’ve been eyeing all winter long now that it’s 40% off. I could wait a while and see if some other savvy shopper doesn’t snap it up to see if I can get it at 60% off.
The best items to buy right now are ski gear, winter coats, and or course, winter boots. So get out and get something at a decent price right now!
