Category Archives: About Me

Enjoying the sun

Four Easy Resolutions: Just Be Better

I’ve been blogging about how I’m working my way out of a 6-figure debt for the past three years.  You’d think that by now I’m an expert at every money making and debt avoidance trick in the book, but quite honestly, I’m not.  It’s been a long journey filled with ups and downs and I’ll keep going until my balance hits zero.

At this time of the year it’s not unusual for people to begin reflecting on the past year and deciding how to make this New Year even better.  We like to call them resolutions.  For many years I avoided making resolutions because, honestly, haven’t we all promised to lose ten pounds for years now and somehow end every year with those same ten pounds?

hooray

We’re Gonna Rock 2012

The end is near.  The end of the world if you believe in that whole Mayan calendar thing; for the rest of us, it will just be the end of 2011.  We all like to reflect on how we did the previous year, and I guess that I’m no different because I’ll be doing it as well.

It has almost been three years since I began this debt reduction journey.  A few of you have been there since the beginning.  For that, I thank you.  Some of you hopped on the train to crazy town a little bit later.  I appreciate you as well.  I want to give you all a proverbial hug for sticking around as I freaked out a little bit on Bank of America (very deserved, I might add), shared the drama with my tenant from hell which inspired me to create a whole new site about it, and told a few stories about myself.

trees

Death Took A Holiday

My boyfriend’s sister was killed while crossing the street two days ago.

I will never, for the rest of my life, forget the wail of anguish and disbelief that emanated from his soul as dropped the phone upon hearing the news from his niece, her daughter.  Men aren’t supposed to cry.  At least that’s what we’re taught in this macho, mine is bigger than yours society.  But the wall could hardly sustain him as the towering manly man sobbed for the loss of his sister.

walking_away

Just Because I’m Leaving Doesn’t That Mean I’m Gone

It’s my last day of work at my current job today.  I’ve accepted employment elsewhere and if the Ponzi scheme conviction (*cough*  Bernie *cough*) doesn’t pop up on my background check or the salvia traces (*wink* Miley Cyrus *wink*) doesn’t prove to be a problem after the drug testing, I should be okay.   But I still feel so very connected to my current job and its employees that I’m having a hard time just shutting down and letting go.  My BF thinks that I’m nuts.  I really don’t know what it is.

sunrise

Stepping Out on Faith

I resigned from my job today.

Gosh, what an incredibly hard sentence to write. I almost never speak about my job on this blog, because I believe in separating my day job from my nighttime writing (more like 2 a.m. at this point) but since it’s such an integral part of my life, I will make an exception today.

theclimb

A Little Motivation For You

I had a totally different article scheduled for today, but I had an epiphany this morning in the shower, and this I what came out of it.  I want to talk to you a little bit about motivation, the journey that I am on and the path that you are walking with me (hopefully).

We’ve talked a little bit about motivation before, but I find that as time goes by what motivates me evolves as I do.  I would say the primary factor that motivated me was fear of being poor in my older age.  I wrote a little bit about that in a guest post that Beating Broke was kind enough to publish for me.  I also wrote a little bit about growing up poor that inspired others to come out of the closet, to speak, and share their own stories.

giving-money

Make Money From Me Right Now!

I’ve moved away from talking about debt all the time on this blog and instead decided to incorporate some ways to make additional money…to use for debt repayment, of course.  Some of these methods might be a bit unorthodox, so I know that it leaves many of you apprehensive about trying some of these things yourself.  One such method might have been a peer-to-peer loan or investment on Prosper or Lending Club.

woman and money

What’s Your Plan “B”?

I don’t speak about work on this blog much, and that’s on purpose.  It’s not because I know that some of my coworkers read this blog (hi!), it’s because I like to separate church and state if you will.  This is one of the rare times when they will collide and you get to reap the benefits.

I love my job.  I love the people that I work with.  They are an awesome bunch of people that are like my extended family.  Like any family, we have people that resemble the seven dwarfs: Grumpy, Dopey, Happy, Doc, Sleepy and the other two that I can’t remember.  People are my job tend to be “lifers” and while I love it here, I know that I also need to have a Plan B just in case things change.

downward

Banking Debit Card Fees Go Bye-Bye

Just about one month after they announcing a $5 surcharge to use your debit card for purchases, Bank of America is now reportedly looking into new ways for more account holders to avoid the fee and may consider reversing the fee altogether.  Showing that voting with your feet and moving your money elsewhere really does work, several banks including Wells Fargo and Chase have now completely dropped their plans to institute these fees altogether after witnessing the backlash and public outcry against debit card fees.  Score one for the little guys.

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